Why Do We Overspend??

There are a few areas where I like to spend my money and decorating my home is one of them. Coming home is an expensive affair because I tend to buy a lot of fragrance-oriented things such as reed diffusers, essential oils etc. Last year, we had one reed diffuser set for the sitting area.…More

Forget Love. Financial Compatibility is Important

Sometimes few people enter our lives to teach us something or make us understand what we really want. I have been dating for several years and I never had any clue of the kind of guy that I want to date. I had a rough idea. Only a few months, I realised what are my…More

Is savings degrading our way of life?

Just a few days ago, I was strolling through Instagram and something caught my eyes. I saw my friend enjoying the concert festival. After going through his profile, I was awestruck when I realised that going to the movies, theme parks was a normal affair for him. And, he is someone who used to tell…More

But First, Find Out The Why

Currently, I am reading this new book by Robert Kiyosaki ‘Retire Young, Retire Rich’ and in this book, he gives a lot of importance to the ‘Why’. One of the questions involves finding out why do we want to be financially free. He says that ‘how’ is less important than the ‘why’. The ‘why’ is…More

30 Things You Should Know About Money before you turn 30

Turning 30 sounds like a milestone. While I am almost 2 years away from turning 30, I feel like I need to prepare myself for 30. Here are the 30 things that you should know about money before you turn 30 Chasing money is a futile experience. Add value to people’s life and do what…More

7 Reasons Why You Must Have an Emergency Fund in Your 20s

Before investing in mutual funds or setting up a Recurring Deposit (RD), it is essential to build an emergency fund. Think of emergency fund as your seat belt. It protects you from different vagaries of life. At least, financially. You don’t need to do a lot of research before building an emergency fund. You can…More

Here’s an investment that will give you highest returns

The markets are down. Your portfolio is in red. The Indian economy is slowing down. It looks like everything is moving downhill. But there’s one thing that always pays off and gives you the highest interest rate. Recently, one of my school friends asked me what should she do with the extra ten grand that…More

6 Money Habits you should cultivate now

Continuing with the last post on budgeting, here are the six money habits that can help you plan your budget properly. This infographic is based on the Jay Shetty’s On Purpose podcast, ‘8 ways We Waste Money and 8 ways to Manage it Better’. In this podcast, he clearly describes how we should spend on…More